Services

A simple process or approach to negotiate and settle debt. 

From beginning to end keeping in mind every account isn't negotiable yet a large majority in fact are. 

We offer a get to know your creditor. understand their practices or habits when dealing with unresolved accounts of 190 days or greater . Each lender or financial institution has criteria of does and don'ts. 

Some of which are penalty laden for improper handling by associates and reps. Outlining a clear corrective procedure.

  Here at Casmareli consulting we refer this as the rules beyond the rules, these are set beyond government over sight, concerning financial institutions, when implemented properly these rules allow for an honest, collaboration between all parties, allowing you the consumer to settle an account with the understanding of it being done properly, giving you the consumer satisfaction of a resolved matter!

    Debt settlement service, by renegotiating  charged off balances through a series of steps possibly reducing balances in most cases 30 to 50% or greater, educating the consumer every step of the way

    Debt management service, by renegotiating interest rates and fees it's possibly the best step towards recovery, prior to charge off, some say it's best to allow for credit to charge off we say no look at all options prior to. keeping all the tools or the best options in front of you, let s explore this option, many lenders are willing help you get back on track. 

     CCCS, Consumer Credit Counseling let's face it the one size doesn't fit all 

exploring how we arrived at this point, considering different resources to better help us understand how to tackle possible underlying factors.  In many cases budgeting may the only missing link let Casmareli assist you! 

     Tax Prep/Planning services, another viable tool when to assist in recovery, let's take a look together.